The Legacy Journal

Notes on family wealth,
made simple.

Plain-English writing on the Irish SIA, the Small Gift Exemption, investing for your children, and building a legacy that outlasts you.

Founder's Note20 August 2026·6 min read

It's Not Just the Cost of Investing. It's the Fear of Losing, and Not Having Enough to Start.

What a new BPFI survey adds to a problem I've written about before: the psychology and the affordability gap sitting on top of an already-complicated tax system.

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Founder's Note17 August 2026·6 min read

Bare Trusts Explained: Why Saving For Your Child Isn't The Same As Making Their Money Work

What is a bare trust in Ireland, and why isn't saving the same as investing? A founder's guide to bare trusts, CRBOT, and the numbers behind the €140 Child Benefit example.

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Founder's Note11 August 2026·8 min read

Ireland's Savings and Investment Account (SIA): What We Actually Know So Far

What is Ireland's Savings and Investment Account? A clear, honest guide to the SIA/PIA, the Irish ISA comparison, timelines, and open questions.

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Founder's Note11 August 2026·4 min read

The Need for Modernising Gifting, and How It Shapes Financial Literacy

A founder's note on the broken paperwork behind a child's investment account, Ireland's gifting culture, and why closing that gap is the point of Legacy.

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Founder's Note12 June 2026·3 min read

The background of Legacy.

A personal note from the Founder on the origins of Legacy, the problem we're solving and the need that Irish families have.

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Founder's Note11 June 2026·2 min read

Welcome to the Legacy Journal

A founder's note on why Legacy exists: Ireland's savings landscape is about to change, and Irish families deserve a platform built for them.

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