Notes on planning for
your family.
Founder's notes written while Legacy is pre-launch, on objectives, risk, and building a clearer way to plan for the long term in Ireland.
Budget 2027: The Irish Investment Account Explained, and the Gap It Leaves for Children
Budget 2027 set the rules for the proposed Irish Investment Account: €12,000 a year, €50,000 tax-free, 1% above. What it means for families and children.
Read more →It's Not Just the Cost of Investing. It's the Fear of Losing, and Not Having Enough to Start.
What a new BPFI survey adds to a problem I've written about before: the psychology and the affordability gap sitting on top of an already-complicated tax system.
Read more →Bare Trusts Explained: Why Saving For Your Child Isn't The Same As Making Their Money Work
What is a bare trust in Ireland, and why isn't saving the same as investing? A founder's guide to bare trusts, CRBOT, and the numbers behind the €140 Child Benefit example.
Read more →Ireland's Proposed Savings and Investment Account (SIA), Explained After Budget 2027
Ireland's proposed SIA/PIA after Budget 2027: the €50,000 tax-free threshold, the 1% tax, the €12,000 limit, who it's for, and what's still open.
Read more →The Need for Modernising Gifting, and How It Shapes Financial Literacy
A founder's note on the broken paperwork behind a child's investment account, Ireland's gifting culture, and why closing that gap is the point of Legacy.
Read more →The background of Legacy.
A personal note from the Founder on the origins of Legacy, the problem we're solving and the need that Irish families have.
Read more →Welcome to the Legacy Journal
A founder's note on why Legacy exists, and what we'll write about here while Legacy is pre-launch.
Read more →