Ireland is about to get its biggest savings reform in a generation. The Savings and Investment Account (SIA) — currently in development by the Department of Finance, with a target launch expected in 2027 — would represent a once-in-a-decade opportunity for Irish families to build wealth: for themselves, and for their children.
We're building Legacy to make that opportunity effortless: one app for your Personal SIA, your child's Junior Investment Account, and the Small Gift Exemption gifts that grandparents can automate every year — currently exempt from Capital Acquisitions Tax under Ireland's Small Gift Exemption.
What we'll write about here
- The SIA, explained — what it is, what it replaces, and how to be ready for day one.
- The Small Gift Exemption — Ireland's most underused tax advantage, and how to use it systematically.
- Investing for children — Bare Trusts, Junior accounts, and turning the €140 Child Benefit into a head start.
- Building Legacy — honest notes from the team as we go from waitlist to launch.
If that sounds useful, join the waitlist — early members get priority access at launch and a say in what we build first.