Ireland's Savings and Investment Account (SIA) is a framework currently in development by the Department of Finance, targeting 2027. It's still a plan, not a product, the final detail, including timing, depends on legislation that hasn't been passed yet.
We're building, and exploring, Legacy as a clearer, objective-led way to approach long-term investing in Ireland: an intended personal account, an intended child bare-trust account, and an intended process that maps your objective, circumstances and risk willingness and capacity to a suitable risk-banded model, one you'd always accept, decline or revisit. None of this is live today, and it's all subject to regulatory, legal and provider approval.
What we'll write about here
- The SIA, explained, what's actually confirmed so far, and what's still speculation.
- Investing for children, bare trusts, what they mean in Irish law, and the honest tradeoffs.
- Objective-led investing, what it means to let the customer stay in control, rather than a discretionary recommendation.
- Building Legacy, honest notes from the founder as we go from waitlist to (hopefully) launch.
If that sounds useful, join the waitlist, it's free, there's no obligation, and it doesn't open an account or create a trust or financial relationship with Legacy.
Legacy is pre-launch and not currently authorised or regulated by the Central Bank of Ireland.