Grow your wealth.
Secure their future.
Ireland's first unified family investment platform. Manage your own Personal SIA and your child's Junior SIA — all in one beautifully simple app.
The financial hub built for Irish families
Legacy is not just a children's savings app. It's a unified wealth platform where parents manage their own tax-efficient investments alongside their children's — in a single, beautifully simple interface.
Switch between your family's portfolios effortlessly
From one screen, toggle between your child's Junior SIA and your Personal SIA. Watch your family's combined legacy grow.
The Upcoming Tax Advantage
The government's planned 2027 Investment Account scheme will introduce a tax-free threshold and simplified flat-rate tax. Legacy is building the digital conduit to ensure you maximise these new personal tax benefits on day one.
Invest Alongside Your Child
Why should kids have all the fun? Manage your entire family's financial future in one unified hub. Set up your own Personal SIA alongside your child's Junior SIA and watch your family's combined legacy grow.
Buckets Built for Your Timeline
We curate our low-cost ETF portfolios to match your life stage. Choose the Growth Bucket (100% Equities) for your child's 18-year horizon, and utilise the Balanced Bucket (60/40 Equities & Bonds) for your own 5–10 year goals like a house deposit or a family milestone.
Three powerful features.
One seamless platform.
Social Gifting Engine
Transform family gifts into real investments. Share a link at any occasion — birthdays, communions, Christmas — and relatives gift directly into your child's Junior SIA with one click. No app download required.
Child Benefit Automation
Turn a static cash flow into a compounding asset. Effortlessly automate your €140 monthly State Child Benefit directly into a globally diversified, low-cost UCITS ETF.
Financial Storytelling
We treat your child's account like a family album, not just a balance sheet. Watch "Grandma's €50 Communion gift" grow to €75 — turning financial literacy into a lived family experience.
Smart, automated investing for the whole family
Social Gifting Engine
Share a secure gift link for any occasion. Grandparents can contribute in seconds via card, Apple Pay, or bank transfer — with full AML compliance built in automatically.
Automate the Monthly Child Benefit
Turn a static cash flow into a compounding asset. Automate your €140 monthly State Child Benefit into a globally diversified UCITS ETF. €140/month over 18 years could grow to over €66,000.
The Financial Storytelling Dashboard
We treat children's accounts like a family album. Our dashboard shows how "Grandma's €50 Communion gift is now €75" — turning financial literacy into a lived experience.
Transparent investing. Zero surprises.
We curate a focused selection of globally diversified, low-cost UCITS ETFs. No commissions, no hidden charges — just maximum compounding for your family's future.
Perfect for your child's Junior SIA. A 100% equity portfolio of globally diversified, low-cost index ETFs gives your child's savings the maximum runway to compound over their 18-year horizon.
Ideal for your Personal SIA if you're targeting a medium-term goal like a house deposit, college fund, or family milestone. A blend of growth and stability.
Total Fee Cap — Always.
Legacy enforces a strict 1% total cost cap across all portfolios. We partner exclusively with low-cost index fund providers and pass all trail commissions back to you — maximising your tax-free growth year after year. No exit fees. No surprises.
Built on a foundation of trust
Every layer of Legacy — from onboarding to custody — is engineered to the highest regulatory standards so you can invest with confidence.
Bank-Grade Security
Biometric e-KYC onboarding, Level 3 identity verification, secure Open Banking integrations, and strict AML compliance built into every transaction — not bolted on as an afterthought.
Regulated Custody
All funds are held in segregated client asset accounts via Tier-1, European-regulated infrastructure partners. Your family's investments are protected regardless of what happens to Legacy.
Future-Proof by Design
Legacy is designed for the upcoming European Savings and Investments Union (SIU), ensuring your child's fund is always optimised for the regulatory future — not just today's landscape.
Be first to build your family's legacy
Join the waitlist and get early access, exclusive onboarding support, and founding member pricing when we launch.
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We'll be in touch with your early access details as we get closer to launch. Watch this space.