Grow your wealth.
Secure their future.

Ireland's first unified family investment platform. Manage your own Personal SIA and your child's Junior SIA — all in one beautifully simple app.

€66,000+ projected from €140/mo over 18 yrs
1% total fee cap — no surprises
2027 ISA-style account ready day one
One App. Your Whole Family.

The financial hub built for Irish families

Legacy is not just a children's savings app. It's a unified wealth platform where parents manage their own tax-efficient investments alongside their children's — in a single, beautifully simple interface.

Unified Dashboard

Switch between your family's portfolios effortlessly

From one screen, toggle between your child's Junior SIA and your Personal SIA. Watch your family's combined legacy grow.

Junior SIA
Saoirse's Account
€4,750.32
↑ +18.5%
Personal SIA
Your Account
€12,340.80
↑ +11.2%
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2027 Ready

The Upcoming Tax Advantage

The government's planned 2027 Investment Account scheme will introduce a tax-free threshold and simplified flat-rate tax. Legacy is building the digital conduit to ensure you maximise these new personal tax benefits on day one.

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Personal SIA

Invest Alongside Your Child

Why should kids have all the fun? Manage your entire family's financial future in one unified hub. Set up your own Personal SIA alongside your child's Junior SIA and watch your family's combined legacy grow.

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Buckets Built for Your Timeline

We curate our low-cost ETF portfolios to match your life stage. Choose the Growth Bucket (100% Equities) for your child's 18-year horizon, and utilise the Balanced Bucket (60/40 Equities & Bonds) for your own 5–10 year goals like a house deposit or a family milestone.

How Legacy Works

Three powerful features.
One seamless platform.

01

Social Gifting Engine

Transform family gifts into real investments. Share a link at any occasion — birthdays, communions, Christmas — and relatives gift directly into your child's Junior SIA with one click. No app download required.

02

Child Benefit Automation

Turn a static cash flow into a compounding asset. Effortlessly automate your €140 monthly State Child Benefit directly into a globally diversified, low-cost UCITS ETF.

03

Financial Storytelling

We treat your child's account like a family album, not just a balance sheet. Watch "Grandma's €50 Communion gift" grow to €75 — turning financial literacy into a lived family experience.

Platform Features

Smart, automated investing for the whole family

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Social Gifting Engine

Share a secure gift link for any occasion. Grandparents can contribute in seconds via card, Apple Pay, or bank transfer — with full AML compliance built in automatically.

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Automate the Monthly Child Benefit

Turn a static cash flow into a compounding asset. Automate your €140 monthly State Child Benefit into a globally diversified UCITS ETF. €140/month over 18 years could grow to over €66,000.

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The Financial Storytelling Dashboard

We treat children's accounts like a family album. Our dashboard shows how "Grandma's €50 Communion gift is now €75" — turning financial literacy into a lived experience.

Curated, Low-Cost Investing

Transparent investing. Zero surprises.

We curate a focused selection of globally diversified, low-cost UCITS ETFs. No commissions, no hidden charges — just maximum compounding for your family's future.

Growth Bucket
Optimised for long-term compounding
18 yr horizon
100% Global Equities

Perfect for your child's Junior SIA. A 100% equity portfolio of globally diversified, low-cost index ETFs gives your child's savings the maximum runway to compound over their 18-year horizon.

Balanced Bucket
For your medium-term goals
5–10 yr horizon
60% Equities40% Bonds

Ideal for your Personal SIA if you're targeting a medium-term goal like a house deposit, college fund, or family milestone. A blend of growth and stability.

Total Fee Cap — Always.

Legacy enforces a strict 1% total cost cap across all portfolios. We partner exclusively with low-cost index fund providers and pass all trail commissions back to you — maximising your tax-free growth year after year. No exit fees. No surprises.

Security & Compliance-by-Design

Built on a foundation of trust

Every layer of Legacy — from onboarding to custody — is engineered to the highest regulatory standards so you can invest with confidence.

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Bank-Grade Security

Biometric e-KYC onboarding, Level 3 identity verification, secure Open Banking integrations, and strict AML compliance built into every transaction — not bolted on as an afterthought.

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Regulated Custody

All funds are held in segregated client asset accounts via Tier-1, European-regulated infrastructure partners. Your family's investments are protected regardless of what happens to Legacy.

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Future-Proof by Design

Legacy is designed for the upcoming European Savings and Investments Union (SIU), ensuring your child's fund is always optimised for the regulatory future — not just today's landscape.